Life Insurance

Life Insurance

Here at OtermLife we have simplified the process in to five quick and easy steps.  In just five easy steps you can insure the protection of your family’s future.  Listed below is a detailed outline of our process.  Should you have any questions or concerns please feel free to call us toll free at 1-866-684-1186 to speak with a licensed agent to help you protect your family.

Step 1. Get a Quote.

And by ‘quote’ we mean a side-by-side comparison of several bids from some of the most trusted carriers in the industry.

You can start the quote process online, or give us a call at 1-866-684-1186 to speak with one of our licensed agents. Either way, it takes only about 9 minutes of your time, because we do all the hard work for you.

If you start the process online you have the option to view a ballpark quote almost instantly, but we’ll still need to give you a quick call to further customize the quote and help you evaluate your options. Its 9 minutes well spent.

One last thing, remember that quotes are only an estimate and are subject to a medical exam.

Step 2. Choose your insurance.

Now that you have your personalized quote with bids from a variety of carriers, it’s time to choose the plan that suits you best. We’re happy to discuss the options with you in detail if you’d like a bit of experienced and unbiased perspective. We say ‘unbiased’ because we’re one of the only companies who really doesn’t care which carrier you choose. We do not favor any of them, as we only have eyes for you.

If you’re feeling frisky, all of this can be done on that first call we mention in step 1. But we’re more than happy to take things slowly if that’s more your speed.

Step 3. Get a Medical Checkup.

You will meet with a technician for a mini medical exam in the convenience of your home or office. Our exam technician will measure your height and weight, as well as take blood and urine samples. The exam typically takes just 15 to 20 minutes, and your results will be strictly confidential.

Want to ace your exam?

Follow these tips to get the best results possible:

1. Schedule for early in the day at a time and place you feel relaxed

2. Avoid fatty foods, rich desserts, and alcohol for several days beforehand

3. Do not eat or drink anything but water for 8 to 12 hours beforehand

Step 4. Receive a decision.

It’s decision time. Your selected Life Insurance carrier will give you their final decision on issuing you a term life insurance policy. Assuming you’re accepted, your first premium payment will be due by this time. If, for some reason, you aren’t accepted by a particular carrier, we’ll work with you to find coverage through another.

Step 5. Start your coverage.

Congratulations! You’ll receive your term life insurance policy in the mail, along with the peace of mind that goes with it. You’ll also begin making your monthly or annual premium payments.

And don’t think you’re getting rid of us that easy. We’ll be around as long as you need us. Anytime you have any questions or concerns about your Term Life Insurance policy, all you have to do is give us a call at 1-866-684-1186.

 

 

 

By Gaurav Kuthari :- Term Life Insurance