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LandlordOnline Offers Crime Free Housing Programs

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Tenant Discrimination Insurance(TDI) is a relatively new insurance product which protects rental property owners and managers against the rising number of tenant discrimination lawsuits.

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Property owners and managers can be sued for discrimination even when they have done nothing wrong. The rising number of housing discrimination complaints and a more aggressive pursuit of violations of the Fair Housing Act by HUD and The Department of Justice means greater liability exposure for income property owners and managers.

TDI is a claims-made policy that provides first dollar defense against lawsuits alleging discrimination of fair housing on the basis of protected classes, non-compliance with occupancy standards, harassment or wrongful eviction.

A TDI policy also protects the property owner and manager from legal action initiated through regulatory agencies charged with the administration of fair housing laws.

Tenant Discrimination insurance can provide coverage against claims based on the Fair Housing Act, Fair Credit Reporting Act, ADA, class action lawsuits, and claims brought by HUD or other regulatory agencies, Additional coverages may be available through additional endorsements.

Paid-on-behalf coverage for commercial and residential property owners includes full prior acts for most risks and punitive damages where insurable by law. Costs of attorney fees, associated expenses, losses and settlements in defense of lawsuits or administrative claims by prospective, current, and past tenants, applicants or other non-employee claimants are paid according to policy limits.

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Mouse body clock study offers clues to possible jet lag cure

LONDON (Reuters) - Scientists have found a genetic mechanism in mice that hampers their body clock's ability to adjust to changes in patterns of light and dark, and say their results could someday lead to the development of drugs to combat jet lag.

Researchers from Britain's Oxford University and from the Swiss drug firm Roche used mice to analyze patterns of genes in an area of the brain called the suprachiasmatic nuclei (SCN) - which in mammals pulls every cell in the body into the same biological rhythm.

They found that one molecule, called SIK1, is key to how the mice responded to changes in light cycles.

When the scientists blocked the activity of SIK1, the mice recovered faster from disturbances in their daily light and dark cycle that had been designed to induce a form of mouse jet lag.

If the corresponding mechanism can be found and similarly blocked in humans, jet lag may become a thing of the past, the researchers said in their study, published online in the journal Cell on Thursday.

"We're still several years away from a cure for jet lag, but understanding the mechanisms that generate and regulate our circadian clock gives us targets to develop drugs to help bring our bodies in tune with the solar cycle," said Russell Foster, director of Oxford's sleep and circadian neuroscience institute.

He said such drugs could also have broader potential value, including for people with mental illnesses where sleep disturbances are common.

(Reporting by Kate Kelland; Editing by Sonya Hepinstall)

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Vietnam offers free Marxism degrees to draw takers

HANOI, Vietnam (AP) — Market forces are working against college degrees in Marx, Lenin and Ho Chi Minh in Vietnam, where the Communist government has resorted to offering free tuition to attract students.

Prime Minister Nguyen Tan Dung signed a decree last month giving free tuition to students agreeing to take four-year courses on Marxism-Leninism and the thoughts of Ho Chi Minh, the country's revolutionary hero, at state-run universities.

Students have been shunning such degrees because employers are not interested in it, said Pham Tan Ha, head of admission and training at Ho Chi Minh City Social and Human Sciences University. Degrees in subjects like communications, tourism, international relations and English are more popular because students believe "they will have better chances of employment and better pay when they graduate," he said.

Students who study certain medical specialties such as tuberculosis and leprosy also will get a free ride under the decree. Ordinarily they would have to pay the equivalent of about $200 a year for tuition.

Currently, all Vietnamese students must take at least three classes in Marxist-Leninism and Ho Chi Minh studies, but few go beyond that minimum requirement.

Vietnam is run by a Communist regime but embraced free-market reforms in the 1980s. These days, the country's past is mostly apparent in its large and inefficient state-owned sector, a repressive state apparatus, the occasional Soviet-era statue or building and lingering alliances with other leftist countries.

Getting a good job — rather than the nuances of a discredited political and economic ideology that runs counter to the capitalism coursing through the country's towns and cities — is the primary concern of most young Vietnamese and their families.

More than 60 percent of the country's 90 million people are under 30, a demographic sweet spot that can lead to fast economic growth in developing countries. Competition for well-paying jobs on graduation is intense among the around 500, 000 graduates who enter the job market each year.

Many employers, among them multinationals looking to staff factories or service industries, complain about the quality of graduates that Vietnamese universities are producing. There are many private universities alongside the state-run system, but for those with money, studying overseas is considered the best option.

Duong Van Quang, a second-year student at the Hanoi University of Pharmacy, said students wanting to join the government bureaucracy, especially in rural areas, were the most likely to take a degree in Marxist-Lenin philosophy. He felt it unfair that they should get a free education, regardless of the subject.

Others met over lunch hour in the capital, Hanoi, weren't enthused by the subjects either.

"Studying Marxism and Leninism is rather dry and many students don't like it," said 23-year-old Tran The Anh, a fifth-year student. "The number of students studying these courses is very modest because many of them believe that it is difficult to find a job after graduation."

Phan Thi Trang, another pharmaceutical student, conceded that the subjects might be interesting if she studied them further. But she'd had enough of them for now.

"They are just not applicable to my daily life," she said.

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Dubai offers gold to fight obesity epidemic

DUBAI (Reuters) - Dubai's government will pay residents in gold for losing those extra pounds as part of a government campaign to fight growing obesity in the Gulf Arab emirate.

The 30-day weight-loss challenge was launched on Friday to coincide with the Muslim holy month of Ramadan, when the faithful refrain from eating and drinking during daylight hours.

Many eat too much after breaking the fast, tucking into traditional dishes loaded with fat and sugar that can push their daily calorie intake well above levels outside of Ramadan.

For every kilogram dropped by August 16, contestants who register from Friday can walk away with a gram of gold, currently worth about $42, Dubai's civic authority announced as part of its 'Your Weight in Gold' initiative.

The top three dieters can win gold coins worth up to 20,000 dirhams ($5,400). The contestant has to lose a minimum 2 kilograms (4.4 pounds) to qualify for the contest.

"Participant must have excess weight to reduce and stay away from unhealthy methods to lose weight and should be present on the final day to measure weight," Dubai Municipality said in a press release.

Health officials in Dubai, the commercial hub of the United Arab Emirates, and in neighboring Gulf nations, are spending millions to control obesity among their citizens.

Oil wealth and high household incomes have led to overeating, high-sugar diets and a heavy reliance on cars for getting around, leading to an explosion of diabetes and other obesity-related illnesses.

Five of the 10 countries where diabetes is most prevalent are in the six-nation Gulf Cooperation Council, according to the International Diabetes Federation (IDF), an umbrella organization of more than 200 national associations.

Child obesity is also a growing problem.

Dubai is known for its larger-than-life offers. It has a history of giving away luxury cars and yachts in lucky draws and is home to one the largest gold markets in the region. The emirate even has gold vending machines in shopping malls. ($1 = 3.6730 UAE dirhams)

(Reporting by Praveen Menon; editing by Belinda Goldsmith and Tom Pfeiffer)

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Pa. man finds reptile near sewer, offers gator aid

PHILADELPHIA (AP) — A Philadelphia man has offered a little gator aid — calling animal control authorities to help rescue a juvenile alligator he found near a sewer grate on his street.

Joe Malseed saw the 18-inch reptile this week in the city's Fishtown neighborhood and snapped its photo before calling for help. He says the alligator was in a puddle and appeared to be emerging from a nearby sewer. He says it was docile until a man tried to get a closer look and it hissed.

Police took the reptile to the city's Animal Care & Control Team. The reptile has been named Allie-Gator.

The animal control team said Wednesday despite the name it hasn't determined the alligator's gender because, "Who's going to do that job?"

Allie-Gator will remain with the team until a permanent home is found.

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Texas gun range offers target practice from a helicopter

A rifleman demonstrates the helicopter target practice course. (helicoptersniper.com)The gun debate went to new heights in one Texas town, where the owners of a gun range are letting customers take part in a target practice from inside a helicopter.

"It's like the ultimate video game," Dan Claassen of Helicopter Sniper Adventure told local ABC affiliate WFAA.

And while the concept may sound extreme to some, Claassen says a number of safety precautions have been put into place.

"It's not like we're endangering anybody's life with our flight patterns or our techniques," he said. "Everything is totally safe in that regard."

It’s also entirely legal under Federal Aviation Administration and local county regulations.

Customers pay $795 to take part in the firefight flight, which includes a safety training class, awards ceremony and lunch. Well, and unlike an actual firefight, no returning fire. The individual flights are relatively short, lasting about 15 minutes per person. Still, that’s enough time to fire off an estimated 500 rounds of .233 semiautomatic rifle ammunition.

On the company's website, a video advertising the service says, "This weekend, have a few rounds with the boys."

A safety officer is onboard all flights.

"It's not like we're hitting this every day," Claassen told the station. "So it's not noise pollution. So there is no noise. It's the world safest and quietest helicopter."

Still, some neighbors in the small North Texas town of Aubrey say they were unaware of the airborne shoots until they literally heard the assault rifle fire raining down from above.

"The first time they were hovering right over our two acres, shooting at whatever," said local resident Michael Lauer. "You really didn't know were they shooting at me."

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New diet craze offers five days of feasting for two days of famine

By Constance Watson

LONDON (Reuters) - Forget abandoning carbohydrates or detoxing. The new dieting craze sweeping Britain and taking off in the United States lets people eat whatever they like - but only five days a week.

"The Fast Diet", also known as the 5:2 diet, is the brainchild of TV medical journalist Michael Mosley and journalist Mimi Spencer and allows people to eat what they want for five days but only eat 600 calories a day on the other two.

Their book, "The Fast Diet", has topped bestselling book lists in Britain and the United States this year and been reprinted more than a dozen times.

Mosley said the diet is based on work by British and U.S. scientists who found intermittent fasting helped people lose more fat, increase insulin sensitivity and cut cholesterol which should mean reduced risk of heart disease and diabetes.

He tried this eating regime for a BBC television science program called "Eat, Fast, Live Longer" last August after finding out his cholesterol level was too high and his blood sugar in the diabetic range. He was stunned by the results.

"I started doing intermittent fasting a year ago, lost 8 kgs (18 pounds) of fat over 3 months and my blood results went back to normal," Mosley told Reuters.

Mosley said he had been amazed at the way the diet had taken off with a list of websites set up by followers of the 5:2 diet or variations of the eating regime to share their experiences.

Following the success of "The Fast Diet", Spencer joined forces with dietitian Sarah Schenker to bring out "The Fast Diet Recipe Book" in April which has topped amazon.co.uk's food and drink list with 150 recipes containing under 300 calories.

Eating a 600 calorie daily diet - about a quarter of a normal healthy adult's intake - could consist of two eggs for breakfast, grilled chicken and lettuce for lunch, and fish with rice noodles for dinner with nothing to drink but water, black coffee or tea.

ONE DAY AT A TIME

Mosley put the diet's success down to the fact it is psychologically attractive and leads to steady drop in weight with an average weekly loss of 1 pound (0.46kg) for women and slightly more for men.

"The problem with standard diets is that you feel like you are constantly having to exercise restraint and that means you are thinking about food all the time, which becomes self-defeating," said Mosley.

"On this regime you are only really on a diet two days a week. It is also extremely flexible and simple."

Britain's National Health Service (NHS) initially expressed doubts about the diet and its longterm effects, saying side effects could include sleeping difficulties, bad breath, irritability, anxiety, and daytime sleepiness.

But as the popularity of the 5:2 diet has grown and become one of the most searched diets on the Internet, the NHS has started to look again at the diet and its effects.

On its website last month the NHS said the British Dietetic Association (BDA) reviewed a 2011 study by researchers at the UK's University Hospital of South Manchester that suggested intermittent fasting could help lower the risk of certain obesity-related cancers such as breast cancer.

"The increasing popularity of the 5:2 diet should lead to further research of this kind," the BDA said in a statement.

Schenker, a sports and media dietitian who works with football clubs and food companies, said it was a shame that the NHS had criticized the eating regime that had proved such a success with so many people.

"We are in the midst of an obesity crisis and you need to balance up which is worse - intermittent fasting of staying obese?" Schenker told Reuters.

Despite concerns raised by the NHS, the 5:2 diet has been widely praised by those who follow it.

Deb Thomas, 50, a management coach from London, said she has followed the diet for six months and dropped a couple of dress sizes. This has also inspired her husband to join her in fasting two days a week.

"It is such an easy diet to follow that fits into my way of life," Thomas said. "You have a tough day of not eating but you know the next day you can eat normally again, and that keeps you going."

(Editing by Belinda Goldsmith)

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Long-lost diary of top Hitler aide offers window into Nazi soul

By Myles Miller

WILMINGTON, Delaware (Reuters) - U.S. officials on Thursday unveiled the 400-page diary of Alfred Rosenberg, a top aide to Adolf Hitler, who oversaw the genocide against Jews and others during World War Two.

The diary disappeared after the Nuremberg trials in 1946, sparking a nearly 70-year hunt that ended on April 5 in the upstate New York town of Lewiston, at the home of an academic named Herbert Richardson.

The diary pages, hand-written in German and not yet completely translated into English by scholars, offers a broader look at the Third Reich's policies and practices, as well as an unvarnished account of a Nazi leader's thoughts, authorities said at a news conference on Thursday.

"These 400 pages are a window into the dark soul of one of the great wrongs in human history," said John Morton, director of U.S. Immigrations and Customs Enforcement, which investigates cases of missing cultural property. "It's significant because, as time marches on, there are fewer living witnesses of what happened during the Holocaust. We still don't know the full extent."

Pages of the diary, which will eventually be turned over to the U.S. Holocaust Memorial Museum in Washington, D.C., were shown to reporters, including one entry dated April 1941.

Rosenberg describes walking alone after "an important meeting" with Hitler, who told him: "Your great hour has come."

Museum senior adviser Henry Mayer, who had been searching for the diary for 17 years, noted Rosenberg did not elaborate in the entry.

"What Hitler described was so great, he couldn't put it down," Mayer told reporters.

U.S. officials have long suspected that a prosecutor, Robert Kempner, smuggled the diary back to the United States after the Nuremberg trial.

Born in Germany, Kempner fled to America in the 1930s to escape the Nazis, only to return for post-war trials. He is credited with helping reveal the existence of the Wannsee Protocol, the 1942 conference during which Nazi officials met to coordinate the extermination of the Jews, which they termed "The Final Solution."

Kempner cited a few Rosenberg diary excerpts in his memoir and in 1956 a German historian published entries from 1939 and 1940. But the bulk of the diary never surfaced.

After his death in 1993, heirs to his estate agreed to forfeit his possessions to the U.S. holocaust museum, but that agreement hit road blocks and the diary was never found.

However in 1999, when cleaning out Kempner's home in suburban Philadelphia, a man found 40 boxes of documents, including papers outlining the Nazi's "aggressive war against and the plundering, spoliation and the economic exploitation of the Soviet Union by the Nazi regime," according to a 2003 court filing. But the diary was not among the materials.

"That was what we were looking for, that's what was so frustrating," said Robert Wittman, the founder of the FBI's Art Crime Team, and now a private art security consultant.

In recent months, Wittman and his son, Jeffrey, helped ICE locate the diary in New York.

The diary offers Rosenberg's recollections from the spring of 1936 to the winter of 1944, according to an analysis by the Holocaust museum. Most entries are written in Rosenberg's looping cursive, some on paper torn from a ledger book and others on the back of official Nazi stationery, according to a U.S. government analysis obtained by Reuters.

"Although it is a reminder of a dark time, the Rosenberg Diary is important to our understanding of history," said U.S. Attorney Charles M. Oberly. "Our hope is that it will provide valuable insight to historians."

(Additional reporting by John Shiffman in Washington.; Editing by Barbara Goldberg and Andre Grenon)

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